More about us

Short Term Insurance

We help our clients understand potential risks they may face. By doing so, we assist in finding the best insurance fit for what you are willing to pay. ZAQ's speciality ranges between commercial, personal, agriculture, financial lines and professional indemnity cover. Whatever the need, we will provide a sensible solution to protect your interests.

Actuarial Valuations

We have simplified our reports as much as possible in order to make them more understandable to our clients and auditors. In most valuations there are only a few assumptions that have a material impact on the valuation results. We want our clients to understand these assumptions since these assumptions can have a significant impact on their bottom line. Our reports should be seen as business tools, not merely as figures for the financial statements.

Employee Benefits

We offer a complete corporate solution to help you choose & implement the best value for money retirement and risk benefits tailored for you and your employees. We will assess your business needs based on specific demographics and provide a customised solutions. We believe that the less you pay on fees, the more of your hard earned savings can go towards retirement.

 Health and GAP

Your health is important and it is difficult to have and enjoy a quality of life if you are not healthy. ZAQ and our providers helps you to strategise and even improve your health, from offering free preventative screenings to savings on contributions and a strong claims paying ability. We go ever further by setting up a shortfall benefit (GAP Cover), to cover the gap that exists between what your medical aid pays and fees charged on your private healthcare.

 Retirement Savings

We analyse your current retirement fund offering on the six key factors, such as asset allocations, size of contribution and returns earned which determine the adequacy of capital at retirement. Based on our findings we make some recommendations on how your performance can be improved.

 Financial Wellness

By having a holistic approach to the wealth management of our clients, we can establish a score of how ‘financially well’ our clients are. We then focus on all aspects of our clients’ financial position; Debt management, savings, accurate investment management, wills and needed life insurance that all effect your estate.
Check out our free financial wellness calculator at www.zaqfin.com.

Our Team

ZAQ employs a diverse team of financial services professionals - our team includes actuaries, risk managers, accountants, financial planners and financial analysts. We currently have operations in South Africa, Australia and Namibia.