All about
Wealth
Short Term Insurance
We help our clients understand potential risks they may face. By doing so, we assist in finding the best insurance fit for what you are willing to pay. ZAQ’s speciality ranges between commercial, personal, agriculture, financial lines and professional indemnity cover. Whatever the need, we will provide a sensible solution to protect your interests.
Employee Benefits
We offer a complete corporate solution to help you choose and implement the best
value for money
retirement and risk benefits tailored for you and your employees. We will assess your business needs
based on specific demographics and provide a customised solution. We believe that the less you pay
on fees, the more of your hard earned savings can go towards retirement.
Health and Gap
Being in good health is not always easy but it is important for one to live a quality life. ZAQ and our providers help you to strategise and even improve your health, from offering free preventative screenings to savings on contributions and a strong claims paying ability. We go even further by setting up a shortfall benefit (Gap Cover), to cover the gap that exists between what your medical aid pays and fees charged on your private healthcare.
Retirement Savings
We analyse your current retirement fund offering on six key factors, such as asset allocations, size of contribution and returns earned which determine the adequacy of capital at retirement. Based on our findings we make some recommendations on how your performance can be improved.
Financial Wellness
By having a holistic approach to the wealth management of our clients, we can
establish a score of how ‘financially well’ our clients are. We then focus on all aspects of our
clients’ financial position; debt management, savings, accurate investment management, wills and
needed life insurance that all affect your estate.
Check out our free financial wellness
calculator at www.zaqfin.com.